Blue Star Consultants

  You have finally decided to opt for debt review. The counselor you rely on help you develop a repayment plan and prevent the creditors from harassing you for money. Mentioned below are a couple of dos and don’ts that you need to follow when the said procedure is going on. Please check them out right away. Dos The experts offering the best debt review in South Africa said you must know how much money you can save by cutting back unnecessary expenditure, or in other words, by handling what you earn carefully. Make sure you send the sum decided every month, which the counselor can divide among your creditors. The best thing about debt review is that once the obligations are paid off, you are not anymore perceived as indebted. You receive a certificate that states you are creditworthy. Don’ts When under debt review, please make sure never to skip the monthly payments that you agreed on. If you do so, you are simply compelling your creditors to cancel this arrangement and t...

For an individual, at times, it gets difficult to keep a detailed account of all the interest rates, due dates for the EMIs, loan amounts, etc. Even if the person does so, it takes a significant amount of time as well as effort. This often leads to huge confusion. In order to evade this confusion, one must consider debt consolidation.    Most of us have already heard the term debt consolidation. It is a process of combining almost all your unsecured debts into just one monthly payment. Here is everything you want to know about this topic. Debt Consolidation from the Root   Debt consolidation is one type of loan which is used by several people to repay the dues of personal loans as well as other debts of the person. Debt consolidation has been one of the most effective ways to achieve financial wellness in South Africa . Two primary reasons why one must choose debt consolidation are •   It simplifies the payment process • Avoids high-interest rate...