Blue Star Consultants

What is the secret for a bright financial future? How it is possible to achieve and maintain financial wellness? People often try to find the exact answers to the mentioned questions. Many of them often consider seeking help from experts to get the correct answers to the mentioned questions. On the other hand, some people choose the path of researching to find the answers.  Practicing some good habits can actually work, when it comes to maintaining financial wellness. Some of them are mentioned below. Please check these out now. 1. Spending Less Increase your savings and cutting down your expenditure- this is the secret for a brighter financial future.  You cannot just spend whatever you earn. In order to stay on the safe side, it is necessary to maintain a balance between your saving and spending. Experts, who have years of experience, know the best methods of how to achieve financial wellness in South Africa and other locations. Whether it is about managing debt or impro...

Do we know, in some particular cases, our debts can be written off? Yes, it's a real-time scenario when you can expect to get your debts waived off by the creditors. However, how does it work? Well, in these scenarios, the debt review services come into the picture. So, if you are already in search of the best debt review in South Africa or that of anywhere across the globe, feel free to check out this post! It talks about the aspects of debt review. Let's dig deeper into the same now! What is Debt review? To understand it in a better way, let’s take an example. A person named Mr. Robinson was suffering from multiple organ failure. For this reason, despite being the only earning member of the family, he was unable to work. The Overwhelming Situation The condition reached to the extent that it was impossible for Mr. Robinson without taking assistance from a carer. However, all these lead to a devastating financial condition. The family was hardly able to manage t...

For an individual, at times, it gets difficult to keep a detailed account of all the interest rates, due dates for the EMIs, loan amounts, etc. Even if the person does so, it takes a significant amount of time as well as effort. This often leads to huge confusion. In order to evade this confusion, one must consider debt consolidation.    Most of us have already heard the term debt consolidation. It is a process of combining almost all your unsecured debts into just one monthly payment. Here is everything you want to know about this topic. Debt Consolidation from the Root   Debt consolidation is one type of loan which is used by several people to repay the dues of personal loans as well as other debts of the person. Debt consolidation has been one of the most effective ways to achieve financial wellness in South Africa . Two primary reasons why one must choose debt consolidation are •   It simplifies the payment process • Avoids high-interest rate...